A Guide to Home Security for Aging in Place

Many seniors choose to remain at home as they age for the familiarity and comfort of remaining in their neighborhood and staying close to family and friends. Additionally, remaining at home means that seniors don’t need to downsize their possessions to fit into a smaller space. 

Aging in place typically provides greater privacy than residential care settings, and living at home can be more cost-effective than moving into an assisted living community. Tailored in-home care services can also help seniors who need extra support.

However, seniors who live alone may feel more vulnerable than they did in their younger years – especially if they need assistance to live independently. Research indicates that more than one-quarter of older Americans live alone as of 2018, which can pose certain risks. Additionally, research suggests that feeling safe and secure is linked to healthy aging. Home security systems can help to increase safety for seniors, both real and perceived. Technology can also provide peace of mind for families.

This guide explains how home security systems work, details different types of systems and reviews several popular providers.

What Are Home Security Systems and How Do They Work?

Home security systems use diverse devices to ensure a senior’s safety and security. Devices may monitor the person and/or property, such as checking for intruders or health issues. If anything is amiss, devices typically send alerts or sound alarms. 

• Cameras: Security cameras monitor inside and outside. Most cameras record for the purpose of providing evidence of a crime. Many also offer remote viewing for the early detection of intruders and to remotely monitor seniors’ well-being. 

• Motion Sensors: Motion sensors can be placed around a property’s exterior to detect movement. If the sensors are triggered, they send an alert to the occupant via a central control panel. Some systems alert a third party, such as a relative or local law enforcement agency. Internal motion sensors may sound an alarm when activated, acting as a deterrent and an alert.

• Video Doorbells: A video doorbell shows a senior who is at their door, which can inform whether they should open it or not. Many video doorbells come with speaker capabilities to facilitate communication between seniors and visitors.

• Window and Door Alarms: Window and door alarms use sensors that sound an alarm when windows and doors are opened unexpectedly. This alerts occupants and neighbors to a problem and potentially scares intruders away. Some systems automatically prompt the authorities to check on the situation.

• Automatic Locks: Automatic door and gate locks ensure seniors and their visitors can’t accidentally leave them unlocked.

• Automated Functions: Home automation can enhance residents’ safety and security in various ways. Automated lights can reduce the risk of falls by enabling seniors to see adequately. Lighting can also deter invaders. Medical reminders ensure that seniors carry out diverse tasks at the right time, such as checking blood glucose levels and taking medications. Automated heating and cooling systems maintain optimum temperatures. Voice-controlled functions, such as turning lamps on and closing curtains, can make life much easier for older adults with limited mobility.

• Panic Buttons: A panic button provides a quick and easy way to summon help in an emergency. When pushed, many panic buttons alert a third party who attempts to contact the senior to check on their well-being. If contact fails, emergency services are dispatched to the property.

• Smoke and Carbon Monoxide Detectors: Smoke and carbon monoxide detectors alert people if the air quality is unsafe.

• Flood Detection: A home flood detection system uses sensors, alarms and notifications to alert people to unexpected water. Systems monitor water levels and detect water in spaces that are supposed to be watertight, allowing early action in the event of a home flood.

• Medical Alert Devices: Wearable medical alert devices perform an array of general and specialized functions. Some act like a panic alarm that allows the wearer to easily summon a family member or first responder in an emergency. Others feature GPS systems to locate a wandering senior. Some have fall detection technology or tools to monitor health, such as blood pressure, heart signals, sleep and glucose levels.

Legal Considerations When Placing a Home Security System

There are several legal issues to take into account when setting up a home security system. Laws vary between states, so it’s important to check local regulations.

Consent

If family members or agencies wish to improve the security in a senior’s home, seniors must give their informed consent. The senior should understand what various security measures entail, especially if they will be recorded.

In rental properties, individuals may need to obtain the landlord’s consent before installing security devices. In senior living communities, the senior and any roommates should consent to any security measures in their room. Permission may be required from the facility’s management team.

Use of Surveillance and Recording Equipment in a Private Home

In general, U.S. laws permit recording and surveillance within a private home. This applies to both hidden and visible equipment; visitors don’t need to know or consent. However, general privacy laws dictate that cameras shouldn’t be placed in areas where people should reasonably expect privacy, such as bathrooms or guest bedrooms. Additionally, states may have different laws relating to video and sound recordings.

Use of Surveillance and Recording Equipment in a Residential Community

Seniors who wish to install a security device in their room in a senior living community should check state laws and facility contracts. Some states have laws that allow cameras in rooms; these are:

• Illinois

• Kansas

• Louisiana

• Minnesota

• Missouri

• New Mexico

• Oklahoma

• Texas

• Washington

Use of Surveillance and Recording Equipment Outside the Home

Consumers who wish to use devices, such as security cameras and video doorbells, to monitor the outside of their property should make sure their devices don’t invade anyone’s privacy. For example, cameras shouldn’t generally capture another person’s property.

Why Should Seniors Get a Home Security System?

Security systems are useful in all homes since they help to protect occupants and their possessions. Home security systems are especially valuable for people who live alone and those who feel vulnerable. Various home security devices can provide a wide range of benefits for seniors who are aging in place.

Prevent Crimes

Senior citizens are more likely to be victims of crime than people from other age groups. Common crimes against older individuals include burglary, robbery and fraud. Home security systems are often a major deterrent for would-be invaders. They can also help to prevent crimes, such as theft or abuse, by people who are authorized to be inside the home, including caregivers and maintenance workers. Video and sound recordings may be useful evidence for catching perpetrators of crimes.  

Protect From Dangers

Home security systems can alert seniors and their loved ones to potential dangers in the home. Fire alarms alert people to leave the property and/or call for assistance. Carbon monoxide detectors make people aware of explosion risks and toxins in the air. Flood detection systems can ensure timely repairs of water leaks while preventing bigger problems later down the line. Identifying water leaks can also be useful for preventing harmful mold inside a home.

Get Medical Assistance

Home security devices can ensure prompt medical assistance in an emergency. Seniors can summon assistance using a panic button. Fall detection devices trigger an emergency response. Wearable health monitors can alert seniors to resolve some issues or seek help, and some send alerts to third parties, such as family members or physicians.

Provide Peace of Mind 

Home security systems can bring valuable peace of mind to seniors and their loved ones. Older adults may get better sleep and feel more comfortable knowing their home is monitored and help is only a call away. Relatives often worry less about a loved one aging in place with this technology. Some systems allow for remote monitoring, providing an extra layer of comfort for both seniors and their family members. Trusted relatives can easily check on a senior’s well-being without disturbing them with calls or messages.

Save Money

Home security systems may help seniors save money. Many insurance companies provide lower home insurance rates for those who have professionally monitored security systems. Devices may also deter or detect thefts by people permitted inside the home, such as in-home aides and tradespeople.

Automated and smart systems can reduce utility bills and make homes more efficient. For example, thermostats can prevent excessive energy consumption.

Retain Independence

An 2021 AARP survey found that most older adults want to remain in their own homes for as long as possible. Residential security systems can play a crucial role in helping seniors to maintain their independence. Without adequate monitoring, alerts and automation, seniors may not be able to safely age at home. Additionally, loved ones may be more likely to suggest that seniors move into a residential care setting as an alternative. The right home security system, especially alongside smart technology, can help older adults age at home rather than moving to senior living or giving up their independence.

Types of Home Security Systems

Consumers can choose between several types of security systems offering different services, capabilities and user experiences.

DIY Installation vs. Professionally Installed Systems

DIY home security systems are those that an individual installs themselves. In seniors’ homes, often a family member will install equipment or oversee installation by independent contractors. Professionally installed systems are fitted by a security company. They may come with a range of contracted services.

DIY Installation

Pros:

• Often more cost-effective than professional installations

• Generally easier to adjust and scale

• Fully customizable

Cons:

• Lack of customer support

• Limited add-on services

• Can be frustrating to install

Professional Installation

Pros:

• Hassle-free installation with full customer support

• Product guarantees and warranties

• Good device integration capabilities

• Range of optional services

Cons:

• More expensive than DIY options

• May include unneeded services

• Often has rigid user agreements and service contracts

• May have hidden costs

Professionally Monitored vs. Self-Monitored Security Systems

Professionally monitored security systems use third-party monitoring services to respond to alerts and alarms. Services from external providers may include visual monitoring of cameras, conducting wellness checks and contacting emergency services or family members. Conversely, self-monitored security systems put all control in the occupant’s hands. They, or a designated third-party such as a relative, must monitor their systems and respond to alarms. 

Professionally Monitored

Pros:

• Peace of mind- Immediate emergency response

• Standard response and communication processes

• Benefit of local networking

Cons:

• Often significantly more expensive than self-monitored systems

• Users may be locked into lengthy contracts

• It may be difficult to change services

Self-Monitored Security Systems

Pros:

• Cheaper than professionally monitored systems

• Can empower users

• Seniors can choose who they trust to monitor their security

• Reduced privacy concerns

• No ongoing contracts or service fees

• No false alarm penalties

Cons:

• No safety net or backup options

• Can increase stress and worry

• Seniors may feel overwhelmed by technology

Cellular/Wi-Fi vs. Landline Home Security Systems

Cellular or Wi-Fi systems may be referred to as wireless systems, while landline home security systems are called wired systems. Cellular or Wi-Fi security systems use wireless signals to communicate with the control panel whether that’s externally or self-monitored. Landline security systems send communications via the physical phone line.

Cellular/Wi-Fi

Pros:

• Easier and faster to install

• Cheaper to install

• Systems are more portable

• Possibility of remote viewing and system access via smartphones and computers

• Slightly faster communications

Cons:

• Doesn’t work if the cellular signal is lost

• Less stable connection- Connection can be lost in bad weather

• Monthly services are often more expensive

Landline Home Security Systems

Pros:

• More stable connection

• Monthly services are often cheaper

Cons:

• Needs professional installation- More expensive to install

• Slightly slower communications

• Less secure system

• Need to maintain a landline

• Not compatible with home automation and smart devices

• No remote viewing/access capabilities

The Best Professionally Installed Home Security Systems

Because comparing home security systems can be overwhelming, this guide details the top three products for seniors looking for professional installation.

ADT SECURITY

VIVINT 

SIMPLISAFE HOME SECURITY

Installation Cost

 From $99

From $199

From $79

Monthly Monitoring Cost

From $36.99

 From $39.99

From $17.99

Installation Provider

ADT

Vivint

HelloTech

ADT Security

ADT offers top-of-the-line home security system devices and professional installation by licensed technicians. With over 145 years in business, ADT also has the country’s largest network of professional monitoring centers and is known for its rapid-response call centers. However, ADT does have some of the most expensive upfront fees in the industry and may lock customers in a 3-year contract.

Pros:

• Range of service plans

• Good customer service

• No charge to move the system

• Includes mobile application

• 24-hour professional monitoring

Cons:

• Locked into 3-year contracts

• No self-monitoring options

• Expensive installation fees

Vivint

Vivint is a premium home security system that boasts high-end, customizable home security systems and advanced smart home integration. Vivint offers a dizzying array of sophisticated security features such as a 4K HDR outdoor camera and Kwikset smart locks. Customers with smart homes may seamlessly integrate Vivint’s home security system, or avail of the company’s full proprietary equipment line. However, you have to pay extra for smart home integration.

Pros:

• Regular deals with discounted installation fees

• Self-monitoring option

• User-friendly mobile app

• Easy to automate home systems

Cons:

• Must pay for monthly cloud storage

• Extra fees for smart home integration

SimpliSafe Home Security

SimpliSafe grew in popularity for its DIY home security solutions, but does offer professional installation. SimpliSafe offers a wide range of starter kits for as low as $250. Alternatively, you can build your own SimpliSafe system from an extensive array of low-cost devices like burglary sensors, cameras, hazard sensors, and add-ons such as a panic button or key fob.

Pros:

• Quick installation

• Self-monitoring option

• Easy-to-scale system

• Inexpensive monthly fees for professional monitoring

• Monthly contracts for professional monitoring

• Smart home integration

Cons:

• Expensive professional installation fees, depending on needs

• Expensive equipment

• Expensive monitoring fees

The Best DIY Security Systems

For seniors who prefer DIY installation, the following three security systems are highly rated.

SIMPLISAFE HOME SECURITY

ABODE

FRONTPOINT

Monthly Professional Monitoring Cost

From $17.99

 From $21.99

 From $34.99

SimpliSafe Home Security

SimpliSafe is one of the most popular options for homeowners who prefer a DIY home security system. The company offers pre-configured systems for various home sizes, and plenty of inexpensive devices should you go down the DIY route. Besides the ability to choose your own equipment, you may select a professional monitoring level you want without signing a lengthy contract. Plus, it offers one of the least expensive monthly monitoring fees.

Pros:

• Quick and easy wireless installation

• Can easily add to the system

• Professional and self-monitoring options

• Affordable monthly contracts for professional monitoring

• Basic smart home integration

• 60-day money-back guarantee

Cons:

• Must pay for cloud storage each month

• Extra fees for smart home integration

Abode

Abode Security offers customers a good balance of DIY home security solutions and low-cost professional monitoring plans. Abode stands out for its no-frills home security packages with only two pre-configured system kits. Conversely, you can build your security system by answering Abode’s online questionnaire and it will recommend the type and number of devices you need to protect your home. Regardless of your selection, all Abode security kits have simple DIY installations.

Pros:

• Easy installation

• Many options for customization

• Choice of plans

• Affordable professional monitoring

• Excellent smart home integration

Cons:

• Expensive equipment

• Cancellation fees

• Reduced effectiveness in larger homes

Frontpoint

Frontpoint is a top DIY home security provider known for its high-quality devices and cutting-edge security options. This company pioneered fully-wireless security systems, which now became industry standards. DIYers will appreciate Frontpoint’s easy-to-install security systems with straightforward steps and a follow-along mobile app. Customers may also customize their own home security kits with high-end monitoring. However, their monthly fees can be very expensive.

Pros:

• Easy installation and easy to scale

• Wide choice of equipment

• 24-hour professional monitoring

• Mobile app

• Live video feed

Cons:

• No self-monitoring options

• Expensive monthly monitoring costs

• No option for professional installation

The Best Self-Monitored Home Security Systems

For individuals who want to monitor their own security systems, the following items have good reviews.

SIMPLISAFE HOME SECURITY

ABODE

XFINITY HOME

Base Equipment Costs

 From $244

 From $276

 From $360

Monthly Service Fees

From $0

From $0

From $0

SimpliSafe Home Security

SimpliSafe is the best home security company that offers DIY home kits and a free self-monitoring plan. SimpliSafe offers multiple monitoring plans, some of which are options for self-monitoring, including a no-fee no-monitoring plan, or a paid self-monitoring plan with a camera. On top of the no-fee self-monitoring plan, SimpliSafe doesn’t lock you into a long-term contract. SimpliSafe customers may buy a pre-packaged kit or customize their own home security system.

Pros:

• Affordable equipment

• DIY or professional installation

• Basic smart home integration

• Simple installation

Cons:

• Extra fees for smart home integration

• Cloud storage fees

Abode

Abode Security is a top DIY home security provider with frills-free installation and seamless smart home integration. For self-monitoring, opt for the Standard Plan, where you can keep an eye on your home using the Abode mobile app. With Abode’s self-monitoring option, you can receive alerts from predetermined events, watch live video feeds, and remotely control your systems and devices.

Pros:

• Easy installation

• Easy to scale and customize a security system

• Excellent smart home integration

• DIY and professional installation options

• One-year warranty

Cons:

• Pricey equipment

• Reduced effectiveness in larger homes

Xfinity Home

If you are a current Comcast or Xfinity subscriber, you might want to consider the company’s home security service, Xfinity Home. This is because Xfinity Home integrates well with other Xfinity and Comcast services. For new users, Xfinity Home offers many bundling options, including internet and TV streaming plans. In addition, this service provides self-monitoring plans beginning at $10 per month with features like mobile alerts and video recording. All Xfinity Home plans are contract-free, but there’s a one-time device purchase payment.

Pros:

• Excellent smart home integration

• Wide range of service bundling options

• Option for $0 cost monthly service fees

Cons:

• Expensive base costs

• No option for self-installation